AE KiwiSaver Plan
Ae Kiwisaver Plan is a growth KiwiSaver fund managed by AE. It has 3,525 members and holds $100 million. It opened in 2014.
Fees and returns
- Annual fee
- 3.33% of your balance each year
- Return over 1 year
- +22.0% a year
- Return over 3 years
- +7.8% a year
- Return over 5 years
- +7.4% a year
Figures are after fees and tax, as at Q3 2026, sourced from the FMA Disclose Register.
How it compares
Over the last five years this fund returned +7.4% a year. The median for mainstream growth funds over the same period was +5.0% a year, across 28 funds. This fund is ahead of that median, by 2.4 percentage points.
What it invests in
Cash and cash equivalents 69%, international equities 31%.
Largest holdings
- JPMorgan - call accounts 59.86%
- ANZ Bank - call accounts 9.03%
- NEM : Newmont Mining Corporation 1.72%
Year by year
| Financial year | Return |
|---|---|
| 2025/26 | +22.0% |
| 2024/25 | −11.0% |
| 2023/24 | +15.2% |
| 2022/23 | +9.3% |
| 2021/22 | +4.6% |
| 2020/21 | +12.5% |
| 2019/20 | +23.7% |
| 2018/19 | +13.8% |
| 2017/18 | −2.0% |
| 2016/17 | +0.4% |
About this fund
The AE KiwiSaver Plan (Always Ethical, formerly Amanah) is an actively managed fund that holds only assets meeting its strict Islamic ethical mandate — excluding companies that breach its beliefs or carry more than 30% debt, and divesting any holding that fails the screen. Its portfolio is split between cash (around two-thirds) and international shares (around one-third), and it aims to grow savings over the long term within those ethical limits. The fund has operated since 2014 and has an annual fund charge of 3.33%.
See how all of Always-Ethical KiwiSaver's funds have performed