Terms of Service.

1. This website is information, not advice

Everything on this website, including the rankings, fund and provider pages, Fund check, the calculators and Learn, is information, not financial advice. Nothing on it is a recommendation to buy, sell, switch or hold any KiwiSaver fund.

Fund check tells you how a fund has performed against funds like it. It knows nothing about you, so it cannot tell you whether that fund is right for you. If you want an answer that takes your own situation into account, that is what Digital KiwiSaver Advice is for.

2. Digital KiwiSaver Advice

Digital KiwiSaver Advice is a separate service, and it is regulated financial advice. Find My Fund Limited (FSP1012986) provides it as a licensed Financial Advice Provider.

It has its own disclosure statement and privacy statement, and both are kept in your account. They cover the advice, and these terms cover the website.

The advice is free to you. Some KiwiSaver providers pay us when you join or stay with them through our advice, and our disclosure statement sets out how. Nothing comes out of your KiwiSaver balance, and nothing is added to the fees you pay.

3. Data accuracy

All fund data on Find My Fund comes from the Disclose Register (Companies Office), which KiwiSaver providers are required by law to update quarterly. We take care to keep it accurate. We do not guarantee that it is complete, accurate or current. Returns shown are historical, after fees and tax, and are not a guarantee of future performance.

4. Using this website

Find My Fund Limited owns the rankings, ratings, fund classifications, written analysis and page designs on this website, along with the way the data is organised and presented. The underlying fund data comes from the Disclose Register and is public.

You may read, print and share pages for your own personal use. Please ask us first at hello@findmyfund.co.nz if you want to republish our content, use it commercially, or build it into another product or service.

You agree not to scrape, data-mine, harvest or automatically extract content from this website without our written consent, and not to use the website in any way that is unlawful, or that damages it or interferes with other people using it.

5. No warranties and no liability

This website is provided as it is. We do not warrant that it will always be available, or that everything on it is complete, accurate or current.

To the extent the law allows, Find My Fund Limited is not liable for any loss or damage arising from your use of this website, including indirect or consequential loss, lost profits or revenue, or loss of data. Your investment decisions are your own. KiwiSaver investments carry risk, including the risk of losing money, and past performance is not a reliable indicator of future returns.

Nothing in these terms limits your rights under the Consumer Guarantees Act 1993 or the Fair Trading Act 1986 where they apply.

This section covers the website only. It does not limit our duties to you when we give you advice.

6. Your data

You can browse Find My Fund without an account. We collect personal information when you contact us, create an account or use Digital KiwiSaver Advice, and usage statistics if you accept cookies or arrive from one of our ads.

We do not sell or rent your personal information, and we do not share it with third parties for their marketing. For what we collect, who we share it with and your rights, see our Privacy Policy. Digital KiwiSaver Advice has its own privacy statement.

7. Changes to these terms

We may update these terms by publishing a new version here. The change applies from the day we publish it, so please check back from time to time. The date at the top tells you when we last changed them.

8. Your agreement

Find My Fund is intended for a New Zealand audience. By using this website you accept these terms, and you accept that what it publishes is information rather than advice. Decisions you make from it are your own. If you use Digital KiwiSaver Advice, its disclosure statement applies too.

These terms are governed by New Zealand law, and the New Zealand courts have jurisdiction.