OneAnswer Growth Fund
Growth Fund is a growth KiwiSaver fund managed by ANZ. It is offered through the OneAnswer KiwiSaver Scheme. It has 12,595 members and holds $583 million. It opened in 2007.
Fees and returns
- Annual fee
- 0.96% of your balance each year
- Return over 1 year
- +9.6% a year
- Return over 3 years
- +7.5% a year
- Return over 5 years
- +4.5% a year
Figures are after fees and tax, as at Q3 2026, sourced from the FMA Disclose Register.
How it compares
Over the last five years this fund returned +4.5% a year. The median for mainstream growth funds over the same period was +5.1% a year, across 27 funds. This fund is behind that median, by 0.6 percentage points.
What it invests in
International equities 56%, australasian equities 16%, international fixed interest 14%, listed property 5%.
Largest holdings
- Receivables 6.69%
- Nvidia Corporation 2.02%
- Fisher and Paykel Healthcare 1.81%
Year by year
| Financial year | Return |
|---|---|
| 2025/26 | +9.6% |
| 2024/25 | +2.4% |
| 2023/24 | +10.6% |
| 2022/23 | −4.0% |
| 2021/22 | +4.4% |
| 2020/21 | +29.6% |
| 2019/20 | −5.3% |
| 2018/19 | +7.5% |
| 2017/18 | +7.6% |
| 2016/17 | +7.9% |
About this fund
The Growth Fund invests mainly in growth assets (shares, listed property and infrastructure) with a small allocation to income assets, and may hold some alternative assets. It aims for higher long-term returns with larger movements in value. It sits in OneAnswer, ANZ's wider self-select scheme for building your own fund mix, and is managed in-house by ANZ Investments; the same strategy runs in the ANZ scheme. Annual fund charge: 0.96%.