Christian Balanced Fund
Balanced Fund is a balanced KiwiSaver fund managed by Christian. It has 1,488 members and holds $60 million. It opened in 2007.
Fees and returns
- Annual fee
- 1.35% of your balance each year
- Return over 1 year
- +5.6% a year
- Return over 3 years
- +7.2% a year
- Return over 5 years
- +4.8% a year
Figures are after fees and tax, as at Q3 2026, sourced from the FMA Disclose Register.
How it compares
Over the last five years this fund returned +4.8% a year. The median for mainstream balanced funds over the same period was +3.7% a year, across 40 funds. This fund is ahead of that median, by 1.1 percentage points.
What it invests in
International equities 26%, international fixed interest 21%, new zealand fixed interest 17%, cash and cash equivalents 13%.
Largest holdings
- Pimco Global Bond Esg Fund 9.95%
- Pimco Gis Global Bond Fund 6.75%
- Legg Mason Brandywine Gofi 3.69%
Year by year
| Financial year | Return |
|---|---|
| 2025/26 | +5.6% |
| 2024/25 | +6.7% |
| 2023/24 | +9.4% |
| 2022/23 | −1.1% |
| 2021/22 | +3.9% |
| 2020/21 | +14.1% |
| 2019/20 | 0.0% |
| 2018/19 | +6.3% |
| 2017/18 | +3.6% |
| 2016/17 | +7.2% |
About this fund
The Christian KiwiSaver Scheme Balanced Fund holds a similar level of growth and income assets. Its growth side includes shares alongside distinctive alternative assets — forestry, forest land, smart energy and private equity — while its income side is fixed interest, mortgages and cash. It has a medium risk profile and applies a Christian values-based investment screen. It has an annual fund charge of 1.35%.