Fisher Funds Lifesaver Conservative Fund
Lifesaver Conservative Fund is a conservative KiwiSaver fund managed by Fisher Funds. It has 388 members and holds $38 million. It opened in 2006.
Fees and returns
- Annual fee
- 0.89% of your balance each year
- Return over 1 year
- +2.7% a year
- Return over 3 years
- +4.4% a year
- Return over 5 years
- +2.0% a year
Figures are after fees and tax, as at Q3 2026, sourced from the FMA Disclose Register.
How it compares
Over the last five years this fund returned +2.0% a year. The median for mainstream conservative funds over the same period was +2.3% a year, across 29 funds. This fund is behind that median, by 0.3 percentage points.
What it invests in
New zealand fixed interest 32%, international fixed interest 27%, cash and cash equivalents 20%, international equities 12%.
Largest holdings
- ANZ 10 A/C - Current Accounts 6.67%
- Buy Nzd:Sell Usd 09/06/26 09/06/2026 4.93%
- Buy Nzd:Sell Usd 12/05/26 12/05/2026 3.43%
Year by year
| Financial year | Return |
|---|---|
| 2025/26 | +2.7% |
| 2024/25 | +3.6% |
| 2023/24 | +7.1% |
| 2022/23 | −2.4% |
| 2021/22 | −0.7% |
| 2020/21 | +9.1% |
| 2019/20 | +0.9% |
| 2018/19 | +5.1% |
| 2017/18 | +3.9% |
| 2016/17 | +4.1% |
About this fund
The Fisher Funds LifeSaver Conservative Fund is an actively managed conservative fund, mostly income assets with a modest growth allocation. It is a workplace savings scheme, joined through a participating employer. It has an annual fund charge of 0.89%.
See how all of Fisher Funds KiwiSaver's funds have performed