Fisher Funds Lifesaver Preservation Fund
Lifesaver Preservation Fund is a defensive KiwiSaver fund managed by Fisher Funds. It has 383 members and holds $30 million. It opened in 2006.
Fees and returns
- Annual fee
- 0.51% of your balance each year
- Return over 1 year
- +2.3% a year
- Return over 3 years
- +3.4% a year
- Return over 5 years
- +2.4% a year
Figures are after fees and tax, as at Q3 2026, sourced from the FMA Disclose Register.
What it invests in
Cash and cash equivalents 100%.
Largest holdings
- ANZ 10 A/C - Current Accounts 9.09%
- Bank of New Zealand 23/11/2026 FRN 5.36%
- NZ Local Gov Fund Agency 15/04/27 4.50 5.02%
Year by year
| Financial year | Return |
|---|---|
| 2025/26 | +2.3% |
| 2024/25 | +3.9% |
| 2023/24 | +4.0% |
| 2022/23 | +1.9% |
| 2021/22 | −0.3% |
| 2020/21 | +0.8% |
| 2019/20 | +1.0% |
| 2018/19 | +1.8% |
| 2017/18 | +1.8% |
| 2016/17 | +1.7% |
About this fund
The Fisher Funds LifeSaver Preservation Fund is a defensive fund invested in New Zealand cash and short-term fixed interest, aiming for stable returns and reduced capital-loss risk. It is a workplace savings scheme, joined through a participating employer. It has an annual fund charge of 0.51%.
See how all of Fisher Funds KiwiSaver's funds have performed