Generate Cashplus Fund
Cashplus Fund is a defensive KiwiSaver fund managed by Generate. It has 3,449 members and holds $132 million. It opened in 2022.
Fees and returns
- Annual fee
- 0.43% of your balance each year
- Return over 1 year
- +2.5% a year
- Return over 3 years
- +3.8% a year
Figures are after fees and tax, as at Q3 2026, sourced from the FMA Disclose Register.
What it invests in
Cash and cash equivalents 94%, new zealand fixed interest 6%.
Largest holdings
- NZD Total Cash at Bank 10.26%
- Mcynz 2.16% 29/09/2026 9.11%
- Iftnz 3.35% 15/12/2026 8.69%
Year by year
| Financial year | Return |
|---|---|
| 2025/26 | +2.5% |
| 2024/25 | +4.8% |
| 2023/24 | +4.0% |
About this fund
The Generate CashPlus Fund is a defensive fund invested in an actively managed portfolio of income assets — mostly cash with some short-dated New Zealand fixed interest (maturities under a year). It has no growth-asset exposure, aiming for stable returns over the very short term. It has an annual fund charge of 0.43%.