Generate Stepping Stones 0-35
Stepping Stones 0-35 is an aggressive KiwiSaver fund managed by Generate. It has 3,844 members and holds $59 million. It opened in 2013.
Fees and returns
- Annual fee
- 1.27% of your balance each year
- Return over 1 year
- +8.8% a year
- Return over 3 years
- +12.5% a year
- Return over 5 years
- +6.7% a year
Figures are after fees and tax, as at Q3 2026, sourced from the FMA Disclose Register.
What it invests in
International equities 66%, australasian equities 25%, listed property 6%.
Largest holdings
- Nvidia 5.95%
- Te Ahumairangi Global Equity Fund 4.79%
- Microsoft Corp 4.54%
Year by year
| Financial year | Return |
|---|---|
| 2025/26 | +8.8% |
| 2024/25 | +5.1% |
| 2023/24 | +24.7% |
| 2022/23 | −3.0% |
| 2021/22 | +0.2% |
| 2020/21 | +26.8% |
| 2019/20 | −0.7% |
| 2018/19 | +9.0% |
| 2017/18 | +12.1% |
| 2016/17 | +6.8% |
About this fund
Generate Stepping Stones 0–35 is a lifecycle option that automatically adjusts your fund mix as you age. For this age band it uses the Generate Focused Growth portfolio — predominantly growth assets, actively managed. It has an annual fund charge of 1.27%.