Generate Stepping Stones Growth 61-75
Stepping Stones Growth 61-75 is a balanced KiwiSaver fund managed by Generate. It has 435 members and holds $30 million. It opened in 2022.
Fees and returns
- Annual fee
- 1.14% of your balance each year
- Return over 1 year
- +4.7% a year
- Return over 3 years
- +6.2% a year
Figures are after fees and tax, as at Q3 2026, sourced from the FMA Disclose Register.
What it invests in
New zealand fixed interest 42%, international equities 25%, australasian equities 12%, international fixed interest 11%.
Largest holdings
- NZD Total Cash at Bank 3.35%
- Nvidia 2.48%
- Housnz 24/04/2030 2.183 2.35%
Year by year
| Financial year | Return |
|---|---|
| 2025/26 | +4.7% |
| 2024/25 | +4.0% |
| 2023/24 | +9.9% |
About this fund
Generate Stepping Stones Growth 61–75 is a lifecycle option in Generate's longer-growth pathway, covering a wider age band. For this band it uses the Generate Moderate portfolio — income-leaning balanced, actively managed. It has an annual fund charge of 1.14%.