Koura Conservative Strategy
Conservative Strategy is a conservative KiwiSaver fund managed by Koura. It opened in 2024.
Fees and returns
- Annual fee
- 0.75% of your balance each year
- Return over 1 year
- +5.2% a year
Figures are after fees and tax, as at Q3 2026, sourced from the FMA Disclose Register.
What it invests in
New zealand fixed interest 54%, international equities 25%, cash and cash equivalents 21%.
Largest holdings
- JPMorgan Global REI Equity Active UCITS ETF 25.44%
- BNZ NZD Account 16.9%
- Nzlgfa 2.25% 15/05/2031 3.67%
Year by year
| Financial year | Return |
|---|---|
| 2025/26 | +5.2% |
About this fund
The Koura Conservative Strategy is a conservative fund-of-funds that combines Koura's own funds to target roughly 25% growth and 75% income assets, weighted towards fixed interest and cash. It is one of Koura's pre-built portfolios, an alternative to members selecting individual building blocks themselves. Suggested for a timeframe of up to about five years, it carries an annual fund charge of 0.75%.