QuayStreet Conservative Fund
Quaystreet Conservative Fund is a conservative KiwiSaver fund managed by QuayStreet. It has 362 members and holds $13 million. It opened in 2007.
Fees and returns
- Annual fee
- 0.76% of your balance each year
- Return over 1 year
- +4.5% a year
- Return over 3 years
- +5.4% a year
- Return over 5 years
- +3.4% a year
Figures are after fees and tax, as at Q3 2026, sourced from the FMA Disclose Register.
How it compares
Over the last five years this fund returned +3.4% a year. The median for mainstream conservative funds over the same period was +2.2% a year, across 29 funds. This fund is ahead of that median, by 1.2 percentage points.
What it invests in
New zealand fixed interest 44%, cash and cash equivalents 21%, international fixed interest 14%, international equities 10%.
Largest holdings
- Cash ANZNZ (NZD) 20.43%
- ANZ New Zealand Subordinated Notes (Sep 2031) 1.43%
- Vector (Oct 2026) 1.34%
Year by year
| Financial year | Return |
|---|---|
| 2025/26 | +4.5% |
| 2024/25 | +4.9% |
| 2023/24 | +6.7% |
| 2022/23 | +1.0% |
| 2021/22 | −0.1% |
| 2020/21 | +7.1% |
| 2019/20 | +1.1% |
| 2018/19 | +4.2% |
| 2017/18 | +4.1% |
| 2016/17 | +4.0% |
About this fund
The QuayStreet Conservative Fund is an actively managed conservative fund invested in a diversified portfolio with an emphasis on fixed interest and cash, plus a smaller allocation to shares. Its objective is a return above its benchmark over the long term. It has operated since 2007 and carries an annual fund charge of 0.76%.