SBS Lifestages Auto Option Age 0 - 49
Lifestages Auto Option Age 0 - 49 is an aggressive KiwiSaver fund managed by SBS. It has 5,685 members and holds $136 million. It opened in 2015.
Fees and returns
- Annual fee
- 1.17% of your balance each year
- Return over 1 year
- +11.8% a year
- Return over 3 years
- +12.4% a year
- Return over 5 years
- +7.3% a year
Figures are after fees and tax, as at Q3 2026, sourced from the FMA Disclose Register.
What it invests in
International equities 76%, australasian equities 18%.
Largest holdings
- Dimensional Global Sustainability PIE Fund (NZD Hedged) 31.17%
- Schroder Global Emerging Markets Fund 5.02%
- Dimensional Australian Sustainability PIE Fund 4.14%
Year by year
| Financial year | Return |
|---|---|
| 2025/26 | +11.8% |
| 2024/25 | +4.9% |
| 2023/24 | +21.0% |
| 2022/23 | −3.0% |
| 2021/22 | +3.4% |
| 2020/21 | +32.8% |
| 2019/20 | −8.3% |
| 2018/19 | +7.8% |
| 2017/18 | +5.6% |
| 2016/17 | +11.7% |
About this fund
The Lifestages Auto Option Age 0-49 Fund is a lifecycle option that automatically adjusts its mix across the SBS Wealth funds as a member ages. At ages 0-49 it is 85% in the High Growth Fund and 15% in the Focused Growth Fund — strongly growth-oriented. As the member gets older the allocation shifts towards income and cash. It has operated since 2015 and carries an annual fund charge of 1.17%.