SBS Lifestages Auto Option Age 50 - 54
Lifestages Auto Option Age 50 - 54 is a growth KiwiSaver fund managed by SBS. It has 655 members and holds $38 million. It opened in 2015.
Fees and returns
- Annual fee
- 1.11% of your balance each year
- Return over 1 year
- +9.6% a year
- Return over 3 years
- +10.3% a year
- Return over 5 years
- +5.9% a year
Figures are after fees and tax, as at Q3 2026, sourced from the FMA Disclose Register.
What it invests in
International equities 59%, australasian equities 16%, international fixed interest 12%, new zealand fixed interest 7%.
Largest holdings
- Dimensional Global Sustainability PIE Fund (NZD Hedged) 27.51%
- Harbour NZ Core Fixed Interest Fund 5.92%
- Dimensional Global Bond Sustainability PIE Fund 5.48%
Year by year
| Financial year | Return |
|---|---|
| 2025/26 | +9.6% |
| 2024/25 | +4.5% |
| 2023/24 | +17.1% |
| 2022/23 | −2.9% |
| 2021/22 | +2.2% |
| 2020/21 | +25.6% |
| 2019/20 | −6.0% |
| 2018/19 | +6.8% |
| 2017/18 | +4.5% |
| 2016/17 | +9.6% |
About this fund
The Lifestages Auto Option Age 50-54 Fund is a lifecycle option that automatically adjusts across the SBS Wealth funds by age. At ages 50-54 it is 75% in the High Growth Fund, 20% in the Income Fund and 5% in the Focused Growth Fund, stepping down growth from the youngest stage. It has operated since 2015 and carries an annual fund charge of 1.11%.