SBS Lifestages Auto Option Age 55 - 59
Lifestages Auto Option Age 55 - 59 is a balanced KiwiSaver fund managed by SBS. It has 611 members and holds $33 million. It opened in 2015.
Fees and returns
- Annual fee
- 1.05% of your balance each year
- Return over 1 year
- +7.5% a year
- Return over 3 years
- +8.3% a year
- Return over 5 years
- +4.5% a year
Figures are after fees and tax, as at Q3 2026, sourced from the FMA Disclose Register.
What it invests in
International equities 43%, international fixed interest 24%, new zealand fixed interest 13%, australasian equities 13%.
Largest holdings
- Dimensional Global Sustainability PIE Fund (NZD Hedged) 22.01%
- Harbour NZ Core Fixed Interest Fund 11.83%
- Dimensional Global Bond Sustainability PIE Fund 10.96%
Year by year
| Financial year | Return |
|---|---|
| 2025/26 | +7.5% |
| 2024/25 | +4.2% |
| 2023/24 | +13.4% |
| 2022/23 | −2.8% |
| 2021/22 | +1.0% |
| 2020/21 | +18.7% |
| 2019/20 | −3.9% |
| 2018/19 | +5.7% |
| 2017/18 | +3.5% |
| 2016/17 | +7.5% |
About this fund
The Lifestages Auto Option Age 55-59 Fund is a lifecycle option that automatically adjusts across the SBS Wealth funds by age. At ages 55-59 it is 60% in the High Growth Fund and 40% in the Income Fund, a growth-leaning balanced mix. It has operated since 2015 and carries an annual fund charge of 1.05%.