SBS Lifestages Auto Option Age 60 - 64
Lifestages Auto Option Age 60 - 64 is a balanced KiwiSaver fund managed by SBS. It has 500 members and holds $28 million. It opened in 2015.
Fees and returns
- Annual fee
- 0.99% of your balance each year
- Return over 1 year
- +5.6% a year
- Return over 3 years
- +6.4% a year
- Return over 5 years
- +3.1% a year
Figures are after fees and tax, as at Q3 2026, sourced from the FMA Disclose Register.
What it invests in
International fixed interest 30%, international equities 29%, new zealand fixed interest 16%, cash and cash equivalents 15%.
Largest holdings
- Harbour NZ Core Fixed Interest Fund 14.79%
- Dimensional Global Sustainability PIE Fund (NZD Hedged) 14.67%
- Dimensional Global Bond Sustainability PIE Fund 13.7%
Year by year
| Financial year | Return |
|---|---|
| 2025/26 | +5.6% |
| 2024/25 | +3.8% |
| 2023/24 | +9.8% |
| 2022/23 | −2.7% |
| 2021/22 | −0.3% |
| 2020/21 | +12.2% |
| 2019/20 | −1.9% |
| 2018/19 | +4.6% |
| 2017/18 | +2.5% |
| 2016/17 | +5.5% |
About this fund
The Lifestages Auto Option Age 60-64 Fund is a lifecycle option that automatically adjusts across the SBS Wealth funds by age. At ages 60-64 it is 40% in the High Growth Fund, 50% in the Income Fund and 10% in the Cash Fund, more income-weighted than the earlier stages. It has operated since 2015 and carries an annual fund charge of 0.99%.