Simplicity Growth Fund
Growth Fund is a growth KiwiSaver fund managed by Simplicity. It has 44,370 members and holds $2.8 billion. It opened in 2016.
Fees and returns
- Annual fee
- 0.25% of your balance each year
- Return over 1 year
- +10.1% a year
- Return over 3 years
- +10.6% a year
- Return over 5 years
- +6.0% a year
Figures are after fees and tax, as at Q3 2026, sourced from the FMA Disclose Register.
How it compares
Over the last five years this fund returned +6.0% a year. The median for mainstream growth funds over the same period was +5.0% a year, across 28 funds. This fund is ahead of that median, by 1.0 percentage points.
What it invests in
International equities 57%, australasian equities 15%, new zealand fixed interest 7%, unlisted property 7%.
Largest holdings
- Simplicity Living Ltd Ordinary Shares 7.02%
- NVIDIA Corp 3.83%
- Apple Inc 3.45%
Year by year
| Financial year | Return |
|---|---|
| 2025/26 | +10.1% |
| 2024/25 | +5.8% |
| 2023/24 | +16.0% |
| 2022/23 | −4.1% |
| 2021/22 | +3.2% |
| 2020/21 | +27.4% |
| 2019/20 | −2.6% |
| 2018/19 | +7.8% |
| 2017/18 | +8.2% |
About this fund
The Simplicity Growth Fund is a passively managed, index-tracking growth fund with about 80% in growth assets — global and local shares plus unlisted property (Simplicity Living) — and 20% in income assets. It is highly diversified and ethically screened. Suggested for a minimum timeframe of nine years, it has operated since 2016 and carries an annual fund charge of 0.25%.