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Superlife Age Steps - Age 80

Superlife Age Steps - Age 80 is a defensive KiwiSaver fund managed by Superlife. It has 11 members and holds $311,569. It opened in 2013.

Fees and returns

Annual fee
0.56% of your balance each year
Return over 1 year
+2.5% a year
Return over 3 years
+3.2% a year
Return over 5 years
+1.0% a year

Figures are after fees and tax, as at Q3 2026, sourced from the FMA Disclose Register.

What it invests in

New zealand fixed interest 36%, international fixed interest 36%, cash and cash equivalents 17%, international equities 7%.

Largest holdings

  • NZD Cash Account (ANZ Bank) 4.31%
  • NZ Government Bond 15/05/30 4.50 2.02%
  • NZ Government Bond 15/05/31 1.50 1.7%

Year by year

Financial yearReturn
2025/26+2.5%
2024/25+3.4%
2023/24+3.8%
2022/23−2.5%
2021/22−2.2%
2020/21+5.6%
2019/20+0.3%
2018/19+3.4%
2017/18+2.8%
2016/17+3.4%

About this fund

The Superlife Age Steps Age 80 Fund is the most defensive stage of Superlife's lifecycle pathway, with most exposure in New Zealand and international fixed interest and cash and only a small allocation to growth assets, built from Superlife's index building blocks. It carries an annual fund charge of 0.56%.

See how all of Superlife KiwiSaver's funds have performed