Superlife Conservative Fund
Superlife Conservative Fund is a conservative KiwiSaver fund managed by Superlife. It has 739 members and holds $37 million. It opened in 2010.
Fees and returns
- Annual fee
- 0.57% of your balance each year
- Return over 1 year
- +4.9% a year
- Return over 3 years
- +5.4% a year
- Return over 5 years
- +2.5% a year
Figures are after fees and tax, as at Q3 2026, sourced from the FMA Disclose Register.
How it compares
Over the last five years this fund returned +2.5% a year. The median for mainstream conservative funds over the same period was +2.2% a year, across 29 funds. This fund is ahead of that median, by 0.3 percentage points.
What it invests in
New zealand fixed interest 28%, international fixed interest 28%, international equities 19%, cash and cash equivalents 15%.
Largest holdings
- Net Current Assets 4.99%
- NZD Cash Account (ANZ Bank) 3.48%
- iShares Core FTSE Global Infrastructure AUD Hedged ETF 1.97%
Year by year
| Financial year | Return |
|---|---|
| 2025/26 | +4.9% |
| 2024/25 | +4.0% |
| 2023/24 | +7.4% |
| 2022/23 | −3.5% |
| 2021/22 | +0.2% |
| 2020/21 | +12.8% |
| 2019/20 | −2.6% |
| 2018/19 | +5.7% |
| 2017/18 | +3.3% |
| 2016/17 | +5.9% |
About this fund
The Superlife Conservative Fund is a passively built, diversified conservative fund packaging a broad income-led allocation — mostly fixed interest and cash with some shares — into a single option, built from Superlife's index building blocks. It carries an annual fund charge of 0.57%.