Superlife Ethica Fund
Ethica Fund is a balanced KiwiSaver fund managed by Superlife. It has 1,474 members and holds $72 million. It opened in 2008.
Fees and returns
- Annual fee
- 0.70% of your balance each year
- Return over 1 year
- +7.5% a year
- Return over 3 years
- +8.2% a year
- Return over 5 years
- +4.3% a year
Figures are after fees and tax, as at Q3 2026, sourced from the FMA Disclose Register.
How it compares
Over the last five years this fund returned +4.3% a year. The median for mainstream balanced funds over the same period was +3.7% a year, across 40 funds. This fund is ahead of that median, by 0.6 percentage points.
What it invests in
International equities 40%, new zealand fixed interest 16%, international fixed interest 16%, australasian equities 14%.
Largest holdings
- Dimensional Global Sustainability PIE Fund 18.08%
- Dimensional Global Sustainability PIE Fund NZD Hedged 17.45%
- Dimensional Global Bond Sustainability Trust (NZD Class) 16.09%
Year by year
| Financial year | Return |
|---|---|
| 2025/26 | +7.5% |
| 2024/25 | +4.6% |
| 2023/24 | +12.8% |
| 2022/23 | −5.4% |
| 2021/22 | +3.0% |
| 2020/21 | +27.9% |
| 2019/20 | −3.8% |
| 2018/19 | +6.5% |
| 2017/18 | +2.6% |
| 2016/17 | +4.9% |
About this fund
The Superlife Ethica Fund is a diversified, growth-leaning balanced fund built through underlying sustainability-focused funds, aligned with Superlife's Responsible Investment Policy — it excludes companies that do not meet its social and environmental standards. It has a similar asset split to the Superlife Balanced Fund. It carries an annual fund charge of 0.7%.