Superlife Income Fund
Superlife Income Fund is a defensive KiwiSaver fund managed by Superlife. It has 15,784 members and holds $274 million. It opened in 2013.
Fees and returns
- Annual fee
- 0.56% of your balance each year
- Return over 1 year
- +1.4% a year
- Return over 3 years
- +2.3% a year
- Return over 5 years
- +0.3% a year
Figures are after fees and tax, as at Q3 2026, sourced from the FMA Disclose Register.
How it compares
Over the last five years this fund returned +0.3% a year. The median for mainstream defensive funds over the same period was +1.7% a year, across 6 funds. This fund is behind that median, by 1.4 percentage points.
What it invests in
New zealand fixed interest 40%, international fixed interest 40%, cash and cash equivalents 19%.
Largest holdings
- NZD Cash Account (ANZ Bank) 4.69%
- NZ Government Bond 15/05/30 4.50 2.25%
- NZ Government Bond 15/05/31 1.50 1.88%
Year by year
| Financial year | Return |
|---|---|
| 2025/26 | +1.4% |
| 2024/25 | +3.2% |
| 2023/24 | +2.4% |
| 2022/23 | −2.3% |
| 2021/22 | −2.8% |
| 2020/21 | +3.3% |
| 2019/20 | +1.8% |
| 2018/19 | +3.4% |
| 2017/18 | +2.9% |
| 2016/17 | +2.7% |
About this fund
The Superlife Income Fund is a defensive fund invested in New Zealand and international fixed interest and cash, with no growth assets. It is a packaged income option built from Superlife's building blocks; as bond exposure its value can move with interest rates. It carries an annual fund charge of 0.56%.